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What do you need in order to get Road Tax?

  1. MOT and a bank loan

  2. A valid insurance policy and roadworthiness certificate

  3. MOT and valid insurance

  4. A full driving license and fuel tax payment

The correct answer is: MOT and valid insurance

To obtain Road Tax, or Vehicle Excise Duty (VED) as it is officially known, it is necessary to have both a valid MOT (Ministry of Transport) certificate and valid insurance for the vehicle. The MOT certificate shows that the vehicle meets the minimum safety and environmental standards required by law. Without a valid MOT, you cannot legally drive your vehicle on public roads, let alone apply for Road Tax. Additionally, valid insurance is mandatory for all vehicles on the road in the UK. This ensures that the vehicle is covered in case of accidents or damages, offering protection to all road users. Thus, having both the MOT and valid insurance demonstrates that the vehicle is not only roadworthy but also insured against potential liabilities, making this combination essential for applying for Road Tax.